There are several bad money habits that people often fall into, including:

1. Overspending: Spending more money than you can afford on things you don’t really need.
2. Not saving: Not putting aside money for future expenses or emergencies.
3. Paying bills late: Incurring late fees and damaging your credit score.
4. Impulse buying: Making unplanned purchases that you may regret later.
5. Ignoring debts: Failing to pay off credit card balances, loans, or other debts.

Here are some tips to help you break these bad money habits:

1. Create a budget: Track your income and expenses and set spending limits for different categories. Stick to your budget and avoid overspending.
2. Set financial goals: Establish goals for saving, paying off debt, and investing. Use these goals to motivate yourself to save and spend responsibly.
3. Automate savings: Set up automatic transfers from your checking account to a savings account to make saving money easier.
4. Pay bills on time: Set up automatic payments or reminders to ensure that you pay bills on time and avoid late fees.
5. Think before you buy: Take a moment to consider whether you really need the item you’re considering purchasing. Ask yourself if you would still want it in a week or a month.
6. Make a debt repayment plan: Prioritize paying off high-interest debts first and create a plan for paying off your debts over time.